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See how

The most critical touchpoint in your customer’s journey
is the payment experience.

83% of customers want to use their smartphones or another online platform to make payments
95% of all texts are opened within just three minutes

With Authvia, businesses:

Accelerate cash flow via payments in seconds

Contactless payments like TXT2PAY® are 10x faster than in-person options.

Eliminate PCI risk via airtight compliance

TXT2PAY® offers the highest level of PCI compliance to keep customer data secure.

Gain higher satisfaction scores via improved CX

More than 80% of consumers prefer TXT2PAY® for fast, simple, and secure transactions.

Set up simply via seamless integration

TXT2PAY® is already integrated with over 200+ processors.

And customers:

Opt-in easily via no new app download

Transactions happen in a single message thread—no logins or passwords needed.

Bypass checkout lines via a simple text message

TXT2PAY® is contact-free, so picking up purchases and prescriptions is grab-and-go.

Keep receipts and documentation via secure digital wallet

Consumers can access purchase history and send documents effortlessly,

With our patented TXT2PAY® technology, it’s easy:

  1. The merchant sends payment request via text
  2. The consumer simply approves the transaction with a simple secure code
  3. Payment complete

Your TXT2PAY request is on the way!

Check your messages and experience a whole new way to engage and transact!

You can pay this demo with a "test card" that we've preloaded to your account. No real money will be processed.

Try it out:



By sharing your mobile number with Authvia, you agree to receive account-related text messages. This agreement isn’t a condition of any purchase. Terms and Privacy Policy can be found here. Message frequency varies. Text STOP to opt-out. Message and data rates may apply.
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Trusted by thousands

Authvia’s patented technology delivers a highly secure, fast, and contactless payment option via text messaging and other message-based communication channels, such as web chat and WhatsApp. 

Methods and Systems for Message-Based Bill Payment

Covered by:
U.S. Patent No. 11,144,895

Message-Based Financial Transactions

Covered by:
U.S. Patent No. 11,734,659 B2