Simplified Payment Conversations

Digital Payments Evolution

Messaging is the FASTEST GROWING channel for business-to-consumer communications

Over the past 20 years each time there’s a new customer engagement channel a new payments channel emerges. Today, text and chat are driving faster, more efficient customer interactions. Those conversations can now end in a seamless transaction.

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TXT2PAY® Experience

Enabling organizations of any size to easily request and receive payments faster, safer, and simpler, while decreasing transaction time, and improving customer satisfaction.

A true Contact-Free payment solution.

Consumers expect fast, simple, and secure commerce experiences from the convenience of their mobile devices; no app to download, no login or passwords to remember.

Why Finflow?

80% of Customers use TXT2PAY EVERY TIME

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Accelerate A/R:

With 95% of SMS messages being opened, our solution helps reduce days sales outstanding by 64 percent. Payments are completed in just seconds.

Accelerate A/R:

With 95% of SMS messages being opened, our solution helps reduce days sales outstanding by 64 percent. Payments are completed in just seconds.

Automation & internal efficiencies:

Reduce paperwork and increase the use of electronic payments. Lower the number of abandoned orders and appointments, and improve your CRM and payment workflows.

Reduce PCI burden:

All PCI and user credentials stay with Authvia, the consumer, and the processor. Your systems stay clear of sensitive data, reducing compliance complexity.

Truly contact-free payments:

Enable an asynchronous order-to-pay experience, whether the customer is 6 millimeters, 6 feet, or 600 miles away. The process is customer-initiated, interactive, and flexible.

Freedom of Choice

Businesses want to leverage the important relationships they are already investing in.

Authvia’s Multi-Merchant, Multi-Payment Processor, Multi-Messaging platform allows software partners and enterprise clients to deliver the TXT2PAY experience consumers want while using the combination of messaging and payment partners they want. TXT2PAY is just the tip of the iceberg. The Authvia Conversational Commerce Platform manages payment interactions across any conversational medium: text, chat, social, email, voice, IVR, etc.

The conversation engine adapts the experience to the modality, automatically optimizing results and future-proofing the investment. 

What’s more, the platform manages the consumer’s mobile wallet, saving preferred payment methods and adding speed and security to any TXT2PAY request from any business. Additionally, Authvia manages compliance and regulatory requirements such as PCI, Nacha, TCPA, HIPAA, GDPR and CCPA.

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Complete Platform for Conversational Commerce

Thousands of customers and hundreds of use cases later Authvia has the critical capabilities for the most discerning partners. 

  • You need to take payments? Capture cards for reservations? Get an auditable delivery confirmation?
  • You want to use your existing gateway? Need a new processor? Have clients that need both? 
  • Want us to manage messaging? Want to use Twilio? Maybe Text Request, Sinch, or Live Person?

We do that and so much more…

Start with the use cases you need today and future-proof your investment.

Get Started

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