USE CASE

Payment Plans & Installment Billings

Make It Easy for Customers to Pay Over Time

The Challenge

Recurring Payments Are Often a Hassle for Businesses and Customers

Managing payment plans or installment billing manually is complex and error-prone. Customers often miss payments when reminded by mail or email, and staff spend countless hours reconciling balances, updating records, and chasing overdue installments.

Missed or Late Payments

Traditional reminders like mailed statements or emails are easily ignored, leading to late payments and extended timelines.

Heavy Administrative Burden

Teams must manually track due dates, reconcile balances, and reschedule missed payments.

Limited Payment Flexibility

Customers can’t easily adjust amounts, dates, or methods, leading to higher default rates.

Compliance and Security Concerns

Handling recurring payment information manually increases PCI and security risks.

Lack of Real-Time Insight

Businesses struggle to see which payments are scheduled, completed, or delinquent.

the solution

Automate Installment Billing with Messaging-Based Payments

Authvia gives businesses a turnkey way to manage recurring and installment payments at scale. Our platform eliminates the manual work of tracking and collecting installments by leveraging secure text-to-pay links and automated reminders. Customers can review schedules and pay directly from their phone without logging into portals or calling in, reducing friction and defaults. With built-in PCI-compliant tokenization and seamless integrations into your existing billing systems, Authvia simplifies installment billing while improving cash flow and customer satisfaction.

How It Works:

Automate Payment Plan Reminders

Send recurring reminders via SMS, RCS, WhatsApp, or email with secure pay links customers can tap and pay instantly.

Seamless Customer Experience

Allow customers to review payment schedules and complete installments without logging into portals or calling in.

Flexible Payment Options

Offer easy adjustments to amounts and due dates, reducing friction and failed payments.

Integrate with Existing Billing Tools

Easily connect Authvia to your accounting, CRM, or payment gateway systems to manage plans at scale.

Built-In Compliance

All payment data is tokenized and handled in a PCI-compliant flow, reducing risk.

Results That Matter

Higher On-Time Payments

Customers receive reminders where they’re most likely to see them, on their mobile devices.

Lower Administrative Overhead

Eliminate the manual tracking and follow-ups required for traditional installment billing.

Improved Customer Satisfaction

A convenient, mobile-first experience makes it easier for customers to stay current.

Stronger Cash Flow

Reduce defaults and late payments, improving predictability in your revenue.

Modernize Your Payments with Authvia

Faster transactions, higher conversions, and a seamless customer experience, all through the power of text.