BANK & CREDIT UNION SOLUTIONS

Modernize Member Payments. Improve Collections.

Authvia delivers intelligent, compliant customer communications, payment requests, approvals, and document capture, securely across SMS, RCS, email, and more, timed to reach customers when action matters.

Deliver Banking Experiences that Match Customer Expectations

Authvia allows financial institutions to collect payments, trigger reminders, and resolve delinquent accounts directly through SMS, RCS, and email, without requiring logins or app downloads. The result: faster collections, reduced operational costs, and a modern experience that builds loyalty.

Accelerate Loan & Credit Payments

Send secure text-to-pay links for loans, credit cards, and lines of credit to improve time-to-cash.

Automate Delinquency Follow-Ups

Reduce past-due accounts with pre-scheduled reminders and compliant outreach flows.

Collect Fees & Service Charges With Ease

Simplify the process of collecting NSF fees, annual fees, or service charges through mobile-first messaging.

Enable Real-Time Member Engagement

Use secure text and RCS messaging to answer billing questions, confirm payments, or deliver account notices.

Reduce PCI Scope & Call Center Burden

Move sensitive payment handling out of the call center with tokenized, PCI Level 1–certified processes.

How Banks & Credit Unions Benefit

Increase payment speed.  Reduce delinquencies and improve cash flow with instant pay-by-text.

Lower operational costs.  Cut call center volume and manual collections efforts.

Enhance member experience.  Offer secure, frictionless payments in the channels customers already use.

Stay compliant.  Built-in consent management and tokenization protect your institution and members.

Future-proof your messaging.  Leverage RCS and mobile-first communication to stay ahead of digital banking trends.

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Solutions for Every Financial Model

Retail Banking.  Engage members with easy loan and credit card payments via SMS or RCS.

Credit Unions.  Improve member loyalty and collections with secure, mobile-first interactions.

Consumer Lending Divisions.   Automate installment collections and reduce default rates.

Treasury & Cash Management.  Streamline B2B collections and fee management for corporate clients.

Digital-Only & Challenger Banks.  Differentiate with cutting-edge, mobile-first payment experiences.

From Paper Statements to Instant Payments.

Authvia helps banks and credit unions modernize payment and engagement strategies, improving collections and member satisfaction while lowering operational risk.

Contact us today
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