PAYMENTS & PAYOUTS
Future-Proof Payment Infrastructure
The Payments Layer is the transactional core of the Authvia platform. It enables businesses to collect, disburse, and manage payments within a conversation, securely, instantly, and across multiple channels.
Why Authvia?
Every payment feature you need to grow your business
Flexible Payment Options
Give customers the freedom to pay their way. Support for credit, debit, ACH, RTP, PayPal, Venmo, Apple Pay, Google Pay, Visa Direct, and even industry-specific tenders like miles or points ensures every transaction is convenient and secure. Dynamic controls allow you to turn methods on or off invoice-by-invoice to fit your business needs.
Multi-Processor Payment Options
Stay in control of your processing relationships with built-in integrations to over 250 payment providers, including Stripe, Worldpay, and Fiserv (view our list of Gold Gateways). Use your existing processors with no new contracts, easily switch providers as needed, or leverage intelligent routing to optimize cost, speed, and approval rates across multiple partners.
Secure Wallet & Tokenization
Protect cardholder data and simplify recurring payments with a tokenized wallet that securely stores customer details across providers.
Full Spectrum Transaction Support
Run your business with flexibility across all major transaction types: authorization-only, auth-and-capture, sales, voids, refunds, and payouts. Whether collecting, refunding, or disbursing funds, every flow is designed for speed, accuracy, and compliance.
Frictionless Payouts
Send money as easily as you collect it, whether paying vendors, contractors, gig workers, or customers, instant payouts via debit card, ACH, or RTP eliminate delays and reduce operational costs. Built-in compliance and secure rails ensure every disbursement is fast, accurate, and trusted, keeping your business efficient and your recipients satisfied.
Intelligent Payment Features
Run payments with precision and flexibility while minimizing risk. Built-in capabilities include compliant surcharging and convenience fees to protect margins, split and partial payments for flexible billing, and tender or BIN restrictions to enforce business rules. Manage all transaction types, including voids and refunds, with separate auth-and-capture flows. Tokenization and gateway synchronization keep customer details secure, reduce declines, and improve payment continuity across providers.
Designed for Scale, Built for Trust
From healthcare and financial services to retail and field services, the Authvia platform adapts to your industry, your tech stack, and your compliance needs while delivering the intuitive, secure experiences today’s consumers expect.