1st & 3rd PARTY COLLECTIONS SOLUTIONS

Increase Recovery Rates. Reduce Friction. Stay Compliant.

Collections is all about timing, trust, and results. Whether you’re operating as a first-party extension of a creditor or managing third-party collections, Authvia gives your team the tools to reach consumers faster and make it easier for them to pay securely, on their terms.

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1st party collections

From Contact to Collection, in One Click

Chasing down payments doesn’t have to feel like a battle. Authvia enables compliant, mobile-first payment requests sent via SMS, RCS, or email, so consumers can act immediately, without portals or paperwork. Our platform is PCI Level 1 and SOC 2 certified, with encrypted, tokenized transactions that meet even the most stringent regulatory standards.

Deliver Secure Payment Requests by Text

Let consumers respond and pay on the spot. No app, no login.

Automate Reminder Workflows

Schedule follow-ups for unresolved balances to keep your queue moving without constant manual effort.

Customize Payment Flows

Enable partial payments, settlements, or full balance options based on your campaign strategy.

Comply With Confidence

From TRACED Act compliance to tokenized card storage and ID verification, Authvia helps ensure every transaction meets legal and regulatory expectations.

Capture Consent and Track Interactions

Maintain an auditable trail of message delivery, approvals, and payment events to stay ahead of disputes and compliance reviews.

How Collection Teams Benefit

Increase recovery. Reduce friction and get more consumers to take action.

Improve engagement. Meet consumers on mobile, where they’re most responsive.

Stay protected. Maintain compliance with industry and state-specific regulations.

Reduce manual work. Let your team focus on high-value accounts while automation handles the rest.

Boost consumer satisfaction. Offer a fast, app-free experience that respects their time and preferences.

3rd party collections
payments platform

Built for Agencies and In-House Teams

1st Party Pre-Delinquency & Early Stage Recovery
 Reach customers early with automated text-to-pay reminders and secure payment links to prevent accounts from aging into delinquency.

3rd Party Contingency Collection Firms
 Maximize recovery rates with mobile-first payment requests that reduce call volume and make it simple for consumers to resolve balances.

Legal Collections Support
Support legal efforts with documented, compliant communication and easy digital payment options for court-ordered or judgment accounts.

Healthcare, Auto, Financial Services, Utilities
 Serve multiple verticals with flexible, secure messaging and tokenized payments designed for highly regulated industries.

Debt Buyers, RCM Vendors, and Servicers
 Streamline operations for purchased debt portfolios or revenue cycle clients with automated workflows and real-time payment tracking.

Compliance, Conversion, and Convenience In Every Conversation

Collect more. Risk less. Make it easy for people to pay.

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